Attention homeowners in Greeley and Weld County: Get an Appraisal today!

See the top seven reasons Colorado homeowners use Lutz Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge your property tax assessment in Colorado
  3. Remove PMI to reduce a mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a divorce in the state of Colorado, when property needs to be divided
  7. Determine the true market value of the real estate in question to settle an estate in Weld county or Colorado
Do you own a home in or near Greeley? Do you need help determining the price of your real estate? Contact Lutz Appraisals.

At Lutz Appraisals, we understand the particular needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Lutz Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's going down. That means you are probably paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Lutz Appraisals is your perfect weapon.

Need to remove PMI?

An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At Lutz Appraisals, we're veterans in helping people just like you dismiss unneeded and unwanted PMI insurance.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Lutz Appraisals can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Lutz Appraisals can help you with that. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.